Checking
Everyday checking options.
Union Monique Bank is here for every step of your financial journey—from your first checking account to buying a home, growing a business, or planning for retirement.
We combine personal service with modern digital tools so you can bank when, where, and how you want.
Earn more when you save more. Tiered CD rates reward larger deposits with higher yields.2
| Initial deposit | Rate 1 | APY 1 |
|---|---|---|
| $1MM+ | 3.778% | 3.85% |
| $250,000–$999,999.99 | 3.730% | 3.80% |
| $100,000–$249,999.99 | 3.730% | 3.80% |
| $25,000–$99,999.99 | 3.682% | 3.75% |
| $1,000–$24,999.99 | 3.633% | 3.70% |
From checking and savings to loans and investments, we offer solutions to fit your needs.
See all productsCheck balances, pay bills, transfer money, and deposit checks from your computer or phone.3
Learn moreUse your debit card at Union Monique Bank and in-network ATMs with no surcharge.4
Find ATMsOpen a business checking account and get the tools to manage payments, payroll, and cash flow. A dedicated business banker is ready to help.
Open an account
Union Monique Bank has a long history of serving customers and communities with integrity. We combine personal service with the products and technology you need to bank with confidence.
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1 Term deposit rates displayed are indicative and effective as of the date shown. Actual yields depend on currency, maturity, deposit tier, and jurisdiction. Minimum deposits and early-withdrawal penalties apply. Union Monique Bank reserves the right to amend or withdraw published rates at any time. Rates may vary. Contact us for current rates.
2 To open a CD, visit a branch or call Customer Service at +1-416-555-0100.
3 Union Monique Online and Mobile Banking availability, features, and transaction limits may vary by jurisdiction. Standard data and messaging charges from your carrier may apply.
4 ATM access is provided through Union Monique Bank and select international partner networks. Foreign exchange conversion fees, operator surcharges, and daily withdrawal limits may apply depending on location and account type.
2 Treasury management, trade finance, and merchant services are subject to credit approval, jurisdictional licensing, and applicable regulatory requirements. Product availability varies by office. Speak with a Union Monique corporate banker to determine eligibility for your business structure and operating regions.