Purchase loans
Fixed-rate and adjustable-rate options for primary residences, second homes, and investment properties.
- Pre-approval to shop with confidence
- Local underwriting and closing support
- Down payment options for qualified buyers
Buy, build, or refinance with clear guidance and competitive rates from start to closing.
Whether you are purchasing your first home or refinancing an existing loan, Union Monique Bank offers mortgage options backed by experienced lenders who explain every step in plain language.
Fixed-rate and adjustable-rate options for primary residences, second homes, and investment properties.
Lower your rate, shorten your term, or tap equity with a refinance tailored to your goals.
Use the equity in your home for renovations, debt consolidation, or major expenses.
All loans subject to credit approval and program guidelines. Property insurance and flood insurance may be required. Refinancing may increase total finance charges over the life of the loan. Equal Housing Lender.