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Annuities and Insurance - Union Monique Investments
Annuities and Insurance
Safeguard your financial legacy.
Union Monique Investments offers access to a mix of solutions and tax-deferred benefits to help you protect the financial future of your family or business.
Annuities
We offer access to a broad range of
annuities including fixed, variable, immediate and indexed annuities.1 Union Monique Investments can help you find the best option that meets your needs.
Fixed Annuities
Take advantage of fixed, tax-deferred interest rates to earn guaranteed2 payouts in the future.
Variable Annuities
Combine the tax-deferral benefits of
a fixed annuity with the flexibility and performance of an
investment fund.3
Immediate Annuities
Make a lump-sum, tax-deferred investment and begin receiving income payments immediately thereafter.4
Indexed Annuities
Earn potentially higher yields based on a market index, and gain protection against sudden market declines.5
Find out if a fixed annuity is right for you.
Get the financial security you need with a fixed annuity.2
Insurance can provide financial protection for your family or business. Choose from a range of insurance products, including term, whole life, wealth transfer or long-term care insurance.
Why choose the Union Monique Investments Team?
Expert advice
Union Monique Investments has trained investment professionals ready to discuss your options and find what's right for you.
Unbiased feedback
We aren’t pushing our own investment products, which means you get unbiased feedback.
Personalized service
We listen to you. You’re not a number in a portfolio.
Investing with experienced professionals is your future.
Schedule a personalized planning session with a financial consultant6 today.
Securities and investment products are subject to investment risk, including possible loss of principal. They are not FDIC insured, not bank guaranteed, and may lose value. Read offering documents carefully before investing.
1Before deciding on an annuity, you should consider your income and liquidity needs, risk tolerance, fees, expenses, possible surrender charges, and investment objectives. You are strongly urged to consult with your retirement or tax advisors to determine if an annuity is suitable in your financial situation.
2All guarantees are by the issuing insurance company and are subject to the claims paying ability of the insurance company.
3Variable annuities fluctuate in value based on the performance of the underlying investment options. You should be aware that variable annuities are long-term investment vehicles designed for retirement purposes and will fluctuate in value; annuities have limitations; and, investing involves market risk, including possible loss of principal. You may be charged a penalty if you take your money out early.
4This product may not be right for you if you: Have enough income to maintain your cost of living and don't need income security or; Have little retirement savings and need immediate access to cash.
5Does not directly invest in an index. Indexed annuities include index strategies which follow market performance; however, they are not actual investments in the stock market.
6Union Monique Investments® Financial Consultants are registered representatives of Union Monique Bank and affiliated broker-dealer partners.
Please never share your Union Monique account details with anyone. Union Monique Bank will never ask you for your password through email, social media, or a third-party website. Learn more.
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