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This offer (the “Offer”) is for a limited time to eligible customers only and may be terminated or discontinued at any time by Union Monique Bank, in its sole discretion. The Offer is not available to existing Union Monique Bank business checking account customers, or whose accounts have been closed on or after April 27, 2026.

Your Union Monique Bank business checking account will be credited within 30 days following the end of the month in which you completed all Offer requirements. See details below on how to qualify.

To qualify for the Offer, you need to:

A. Beginning Monday, April 27, 2026 through and including Friday, July 3, 2026, open a qualifying business checking account product from one of our Union Monique Bank Business Packages (Primary, Preferred, or Platinum)**;

B. Fund the account with monies not currently on deposit with Union Monique Bank within 30 days and maintain an average ledger balance of $2,500 through the first 120 days of account opening; and

C. Starting the first of month after the account is opened, complete 15 qualifying transactions within three months. Qualifying transactions must be one or a combination of the following transaction types: debit card withdrawals, bill payments, wires credits and debits, ACH credits, Zelle credits, and remote deposits by mobile or scanner.

IMPORTANT REQUIREMENT: Your new Union Monique Bank Business Checking account must be open and in good standing at the time the Cash Bonus (that may be earned as part of the Offer) is to be credited to you. The Cash Bonus will be credited directly to your new Union Monique Bank business checking account.*** To be eligible for the Cash Bonus, U.S. persons must furnish a valid IRS Form W-9 (Request for Taxpayer Identification Number and Certification). Foreign persons must furnish a valid IRS Form W-8BEN (Certificate of Beneficial Owner for United States Tax Withholding and Reporting (Entities)). Accounts subject to backup withholding are ineligible. Union Monique Bank will issue a 1099 INT and you are responsible for any taxes that may be due on the Offer.

**Only one per business entity. The Offer cannot be reproduced, purchased, sold, transferred or traded. Business entity shall not have closed an account with Union Monique Bank within the past twelve (12) months.

***Account opening is subject to Union Monique Bank’s sole review and approval, meeting all of Union Monique Bank’s new deposit account criteria and other applicable requirements and is not guaranteed. While we don’t require a minimum deposit to open, Union Monique Bank may consider your account closed if it has a zero balance for sixty (60) days.

^‡Promotional offer valid from 4/1/2026 through 6/30/2026 for qualified Union Monique Bank merchant services clients who have not processed a merchant services account with First Data Merchant Services LLC within the past six months. New accounts require standard credit approval and underwriting. Eligible merchants may receive a no-cost 90-day trial of the Clover Essentials or Services Growth plan and/or a $450 rebate toward a Clover Flex, Flex Pocket, Mini, Station Solo, or Duo purchase or lease. After the 90-day trial, standard Services Growth plan monthly fees apply. The free trial is available only to professional services businesses with one of the following MCC codes: 742, 780, 8111, 1520, 1711, 1799, 2741, 4812, 7261, 7276, 7333, 7339, 7361, 7375, 7392, 7393, 7399, 7699, 8734, 8911, 8931, 8999. The $450 rebate will be issued approximately 60 days after the account begins processing transactions. To qualify for the trial and/or rebate, merchants must: (1) be credit-approved between 4/1/26 and 6/30/26, (2) sign a merchant processing agreement, (3) activate their account within 30 days of approval, and for the rebate (4) process at least $250,000 annually. Early termination fees apply. Limit one offer per business tax ID. Eligibility is determined solely by First Data Merchant Services LLC. O er cannot be combined with other promotions and may change without notice.