Personal loans made simple.

Applying for a personal loan is easy

Applying for a personal loan is easy.

Share a little about yourself, and we’ll find loan options that meet your needs. Just complete a short application – it’s that easy.

Get a flexible loan to fit your life.

Get a flexible loan to fit your life.

Pick a loan and repayment plan that works for your budget, so you feel comfortable every step of the way.

No hidden surprises

No hidden surprises.

With no origination fees or prepayment penalties, you’re free to pay off your loan early, partially, or in full – without extra costs.

Lower your rate with automatic payments.

Lower your rate with automatic payments.

Save 0.25% on your Unsecured or Cash Secured Loan rate when you enable our auto-debit service to make automatic payments on your loan.2

Find the loan that’s right for you.

Cash Secured Loans

Cash Secured Loans

Use your savings for security, not spending and borrow with confidence.

  • Flexible terms and competitive fixed rate
  • Borrow from $1,000 up to $100,000 The lesser of your savings or CD balance, up to $100,000
  • Use your savings or CD as collateral

Learn more
Unsecured Personal Loans

Unsecured Personal Loans

Take control of your finances with an Unsecured Personal Loan.

  • Flexible terms and competitive fixed rate
  • Borrow from $2,000 up to $30,000
  • No collateral needed

Learn more
Credit Builder Loans

Credit Builder Loans

Get help improving your credit with a Credit Builder Loan designed for you.

  • Flexible terms and competitive fixed rate
  • Borrow from $1,000 up to $10,000
  • Credit Builder Savings serves as collateral Your Credit Builder Savings Account will be opened at loan booking

Learn more

Apply for a personal loan today.

Ready to fund your dreams or tackle expenses? You can get personal financing in just a few easy steps. 

Visit your nearest branch or call us at 1-888-317-9062 to start your personal loan application now.

Find a branch
Apply for a personal loan from Union Monique Bank.

Enjoy the freedom to handle whatever comes next in your life.

You can use a personal loan for almost anything – whether it's a big purchase, a project, or something else. See what a loan can do for you.

Simplify your finances

Simplify your finances.

A personal loan can make life easier by combining your debt into one simple payment at a competitive rate.

Upgrade your home

Upgrade your home.

Whether you're staying put or getting ready to sell, a personal loan can help fund remodeling, upgrades, or those unexpected fixes.

Throw a stress-free wedding

Throw a stress-free wedding.

A personal loan can help cover everything from the venue to last-minute surprises, so you can enjoy your special day.

Live out your dream vacation

Live out your dream vacation.

Not every trip needs a loan, but for that once-in-a-lifetime getaway, a loan can help with travel costs and let you focus on making memories.

Make moving easier

Make moving easier.

Moving can get expensive. A personal loan can help you cover these costs whether you're moving nearby or across the country.

Handle life’s emergencies

Handle life’s emergencies.

Whether it’s a medical bill or a sudden repair, a personal loan can provide quick funds to help you manage expenses.

It only takes a few steps to get started.

Step 1

Talk to a banker.
Visit your nearest branch or call us at 1-888-317-9062 to discuss your options with a lender.

Step 2

Pick a loan and apply.
We'll work with you to find the loan option that best fits your goals.

Step 3

Use your loan.
Make your financial goals a reality once your loan is reviewed and approved.

Find a branch
apply for a loan

Why choose a personal loan from Union Monique Bank?

Choosing Union Monique Bank for your personal loan means working with a trusted bank that puts your needs first.

  • Flexible loan options
  • Competitive rates and discounts
  • Fast and convenient process
  • Personalized support
  • Transparent terms
a bank you can trust

1All loans are subject to credit approval. Rates, program terms, and conditions vary.

2The 0.25% rate discount applies if loan payments are made using auto-debit from a deposit account. If auto-debit is discontinued at any time, the 0.25% discount may be eliminated and consequently your monthly payment will increase. Auto-debit discount is not available for Credit Builder loans.

A translation and description of commonly-used debt collection terms is available in multiple languages on the NY Department of Consumer Affair’s website, www.nyc.gov/dca

Please never share your Union Monique account details with anyone. Union Monique Bank will never ask you for your password through email, social media, or a third-party website. Learn more.