Union Monique tiered certificate of deposit rates reward larger deposits with higher yields. Minimum opening deposit is $1,000 (or equivalent). Rates effective as of June 2026 and subject to change.
1 Annual Percentage Yield (APY) assumes interest remains on deposit until maturity. A penalty may be imposed for early withdrawal.
Earn a higher rate depending on your initial deposit with our tiered rate structure.
Fixed earnings
Lock in a competitive rate and know your return at maturity.
Deposit protection
Deposits are FDIC up to applicable limits.
Automatic renewal
Easily roll funds into a new term when your CD matures.
Flexible terms
Choose maturities from 4 months to 60 months.
Daily compounding
Interest compounds daily and credits monthly or at maturity.
Frequently asked questions
A CD is a time deposit where you agree to leave funds untouched for a fixed term in exchange for a guaranteed rate of return, typically higher than a standard savings account.
The minimum opening deposit for a Union Monique CD is $1,000 or the equivalent in your account currency.
Early withdrawal is permitted but may be subject to a penalty. Review your account agreement for details applicable to your region.
Deposits are FDIC up to the maximum amount permitted by law in your jurisdiction.
Find a branch or ATM
Union Monique serves clients across North America, Europe, the Middle East, and Asia-Pacific.
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Our online user experience is getting an update to be more mobile friendly, but your access remains the same.
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