Business checking solutions
Choose a checking account for your daily transaction volume.
Learn moreSee how our accounts, lending, and treasury services work together.
Review accounts, lending, treasury, and payment services for your business.
With Union Monique Bank Merchant Services, provided by Clover, you can enhance your point-of-sale experience for your customers.8 Learn more and use our current promotional offers on Clover POS solutions.
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Benefit from more effective cash outflows by using paid check images, ACH and wire payments, controlled disbursement, and commercial card services.6
Learn moreAccess your funds quickly, decrease collection times, and reduce exposure to loss or theft, while giving your customers more payment options.
Learn moreUse fraud detection tools like Check Positive Pay and ACH Positive Pay to strengthen oversight over your transactions.
Learn morePut your excess cash to work with a Zero Balance Account (ZBA) or Commercial Credit Sweep.
Learn morePartner with Paychex® to manage your own payroll, HR, and employee benefits.7
Learn moreUse Clover merchant tools to accept card and digital payments in store and online.8
Learn moreExpand your healthcare business with our healthcare banking and financing options.
Learn moreSustain your nonprofit’s mission with our range of solutions that can be tailored to your needs.
Learn moreSupport your mid-sized company with our financing and banking services.
Learn moreMeet the financial challenges of your municipality with accounts designed exclusively for public entities.
Learn moresee how our association banking and lending solutions can help your community.
Learn moreExplore our banking services tailored to the needs of lawyers, landlords, EB-5 investors, and more professions.
Learn more1A penalty will be imposed for early withdrawal. Fees may reduce earnings on the account.
2Standard mobile carrier charges and fees may apply. For more details, please refer to the Union Monique Business Mobile User Agreement.
3All financing options are subject to full credit and underwriting review and require a completed application and credit approval. Rates, program terms, and conditions vary and may change without notice.
4Subject to credit review and approval. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. For each billing period, the interest charge and the annual percentage rate (APR) will be based on the Prime Rate published by The Wall Street Journal plus a margin. All rates and account terms may change in accordance with the Commercial Card Agreement and applicable law.
5Union Monique Equipment Finance, LLC is a Delaware limited liability company and a wholly owned subsidiary of Union Monique Bank. Notices and other communications may be sent in writing to 161 Bay St. 16th Floor, Toronto, ON M5J 2T2, Canada. Union Monique Bank is an international financial institution.
6Additional documentation may be required.
7Payroll services are provided by Paychex, Inc. Union Monique receives compensation from Paychex in connection with payroll services provided to Union Monique customers. Paychex® is a registered trademark of Paychex, Inc. All registered trademarks, service marks, and other trademarks cited herein are the property of their respective owners.
8Merchant Services products and services are provided by Union Monique Bank’s merchant partner, First Data Merchant Services LLC. The Clover name and logo are trademarks owned by Clover Network, LLC., registered or used in the U.S. and many foreign countries. All trademarks, service marks, and trade names referenced in this material are the property of their respective owners. Union Monique Bank is not an affiliate of First Data Merchant Services LLC. and does not provide, warrant, or guaranty their products or services. © 2023 Clover Network, LLC.
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Securities and investment products are subject to investment risk, including possible loss of principal. They are not FDIC insured, not bank guaranteed, and may lose value. Read offering documents carefully before investing.
10Union Monique Investments® does not offer tax advice. Please consult your tax professional prior to investing.