Our money market accounts can help you save for your business goals.
use competitive rates with a high-yield savings account for your business. With our business money market accounts, you'll earn interest income while getting liquidity, flexibility, and a competitive return on deposits. Plus, enjoy peace of mind knowing your money is FDIC insured up to the maximum amount as permitted by law.
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Optimum Business Money Market
Open an Optimum Business Money Market account with Union Monique Bank and watch your savings grow. Plus, you can grow your savings faster with higher balances.
$10,000 initial deposit required
Discover the features available with a business money market account.
Higher rate depending on your balance
Enjoy higher interest rates on your money market account when you open a business checking account.
Liquid savings account
Maintain easy access to your money with our business money market account.
Vast network of ATMs
Access in-network ATMs worldwide with a Union Monique Mastercard® Business Debit Card.2
Online account management
Enjoy real-time online access to view and manage your accounts from anywhere with Business Online Banking.
Documents you'll need to open an account.
Ready to get started?
Based on your business type, you’ll need to prepare certain documents and bring them with you when you visit your local branch. Generate a personalized checklist of necessary documents by selecting your business type.
Tell us about your business below. A business banker will help you with the application.
Let’s redirect you to our commercial financing team.
For financing above $10 million, our commercial financing team can help you find the right structure. Visit our commercial financing page for details.
Outside Service Area
Unfortunately, you are located outside of Union Monique Bank's service area and we are unable to help you at this time.
Please visit your nearest branch.
Unfortunately, we are unable to proceed with your inquiry online. Please visit your nearest Union Monique Bank branch to speak with a banker and open an account.
Earn higher returns with a Business CD.
A Business CD is a great opportunity to maximize your company’s interest income.3 Learn more about how you can earn a fixed interest rate on your savings.
Your dedicated business banker will become as your banking partner.
Trusted partner
You’ll have the support of the entire Union Monique Bank team, from our branch staff to our specialized treasury management team.
Customized solutions
Let’s work together on how we can tailor our solutions to meet the specific needs of your business.
Borrow the funds you need with our business loans.
Whether you're looking for funding for short-term needs, a business expansion, or operational expenses, our business loans and lines of credit can help you reach your business goals.4
Explore how the Union Monique Mastercard® Commercial Card can help your business manage expenses, improve cash flow, and keep operations running smoothly.
Partner with us to earn your Community Reinvestment Act (CRA) credit.
As a Minority Deposit Institution (MDI), Union Monique Bank strives to strengthen the economic development and vitality of Latino and other low- to moderate income communities. When you partner with Union Monique Bank, you’ll help support our efforts to impact minority households and businesses in our communities while fulfilling CRA requirements for your institution.
If your institution is interested in partnering with us on strategic economic initiatives to better serve our communities, connect with us today.
1Additional charges may apply. Please consult your business banker for more information.
2Surcharge-free ATM access applies to in-network ATMs shown in our Branch and ATM Locator when using a Union Monique Mastercard® Business Debit Card.
3A penalty will be imposed for early withdrawal. Fees may reduce earnings on the account.
4All loans and lines of credit are subject to program restrictions and credit review and approval. Rates, program terms, and conditions vary by state and are subject to change without notice.
Please never share your Union Monique account details with anyone. Union Monique Bank will never ask you for your password through email, social media, or a third-party website. Learn more.
Need guidance? Our help centre covers accounts, wires, and international services.
This is a hyperlink to a third-party website, as described in our Weblinking Practices. Note that such third party's respective privacy policy and security practices may differ from those of Union Monique Bank or its affiliates. Neither Union Monique Bank nor any of its affiliates assumes any responsibility, nor do they control, endorse or guarantee any aspect of your use of any linked third-party website. Hyperlinks to third-party websites are solely for informational purposes and for use at your own risk.
Online Banking just got an update.
Our online user experience is getting an update to be more mobile friendly, but your access remains the same.
Never share personal or account information such as your social security number, banking account information, or passwords with anyone. Union Monique Bank will never ask you for personal or account information through email.
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