banking services designed for governments and municipalities.
Union Monique Bank supports government entities with checking, liquidity management, and payment collection services–including lockbox processing for taxes and fees.
Explore our government banking solutions.
Find solutions that help you manage the present and prepare you for the future.
Public funds checking accounts
Meet your everyday needs with our checking accounts designed for government organizations.
Lockbox services
Collect and process checks and payments from a unique PO Box so you can save time and accelerate access to funds.1
Direct transmission services
Streamline your payments when you send and receive transaction files to a secure designated directory.
Public funds money markets and CDs
use our competitive rates available in our money market and certificate of deposit (CD) accounts2 for public entities.
We understand the government sector.
At Union Monique Bank, we understand the unique financial needs of the government sector. We are experienced in helping publicly funded entities, such as:
State and city agencies
Housing authorities
Townships and municipalities
City and state schools
Treasury management tools to streamline your operations.
Contact a business banker about your agency's banking needs.
Send an email to tell us about your agency's banking needs. Our government banking specialists will guide you through each step. Contact Mary for New York and New Jersey, or Christian for South Florida.
Your dedicated business banker works closely with you to become as your banking partner.
Flexible options
Find the right solution to meet your operational needs and maximize taxpayer dollars.
Supportive team
Feel the support of the entire Union Monique Bank team, from our branch staff to our treasury management specialists.
Government expertise
Partner with a member of our team who has deep knowledge of your budgetary and liquidity challenges.
Simplify your payroll management with our partner Paychex®
Union Monique Bank has teamed up with Paychex® to give you an affordable, full-service option for outsourcing payroll, HR, and employee benefit administration.6
We are ready to personally connect with you and explore how our solutions can help your government entity. Please reach out to us and we'll help you get started.
1Additional fees may apply. Please contact your nearest branch for more details.
2A penalty will be imposed for early withdrawal. Fees may reduce earnings on the account.
3Additional charges may apply. Please consult your business banker for more information.
4Eligible domestic ACH credit transactions, not exceeding $1 million per entry and sent on or before 2:30pm Eastern Time on business days, are automatically enabled for Same Day ACH processing. For more details, please refer to the Cash Management Master Agreement.
5Wire transfers are subject to bank approval.
6Payroll services are provided by Paychex, Inc. Union Monique receives compensation from Paychex in connection with payroll services provided to Union Monique customers. Paychex® is a registered trademark of Paychex, Inc. All registered trademarks, service marks, and other trademarks cited herein are the property of their respective owners.
This is a hyperlink to a third-party website, as described in our Weblinking Practices. Note that such third party's respective privacy policy and security practices may differ from those of Union Monique Bank or its affiliates. Neither Union Monique Bank nor any of its affiliates assumes any responsibility, nor do they control, endorse or guarantee any aspect of your use of any linked third-party website. Hyperlinks to third-party websites are solely for informational purposes and for use at your own risk.
Online Banking just got an update.
Our online user experience is getting an update to be more mobile friendly, but your access remains the same.
Never share personal or account information such as your social security number, banking account information, or passwords with anyone. Union Monique Bank will never ask you for personal or account information through email.
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