Compare checking options for everyday banking and higher transaction volumes.
Whether you run a small business or a larger company, we offer checking accounts that match how you operate. Business Checking Packages cover everyday cash management for a range of revenue levels. Commercial Checking is available for higher transaction volumes and treasury needs.
Which business checking account is right for you?
Choose a business checking package with the services you need day to day.
Commercial checking for higher transaction volumes and treasury needs.
Our experienced team will work closely with you to first determine your business goals and then to build a custom solution that meets the unique needs of your business.
When you bank with us, you’ll experience business banking that goes beyond transactions. You get a dedicated banker who understands how you operate day to day and where you want to go next. And for a limited time, you can earn a $400 cash bonus when you open a new business checking account from April 27, 2026 through July 3, 2026, and complete all qualifying activities.‡
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Designed for everyday business payments, Zelle® lets you send and receive money in minutes.3 Access Zelle® through Business Online Banking (BOB) or the Union Monique Business Mobile app.
Get started with Zelle®
Experience our reliable service, customized solutions, and personal care at every stage of the process.
Simplify your banking with our hands-on service, so you can focus on growing your business.
Work with a dedicated business banker who understands your operations.
Looking to increase sales, acquire new customers, and drive repeat business? With Union Monique Bank Merchant Services, provided by Clover®, you can accept virtually any payment anywhere.4
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Our payment services 5 allow you to process your payments securely and efficiently, so you can focus on the long-term health of your business.
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As a Minority Deposit Institution (MDI), Union Monique Bank strives to strengthen the economic development and vitality of Latino and other low- to moderate income communities. When you partner with Union Monique Bank, you’ll help support our efforts to impact minority households and businesses in our communities while fulfilling CRA requirements for your financial institution.
If your financial institution is interested in partnering with us on strategic economic initiatives to better serve our communities, connect with us today.
Union Monique Bank Treasury Management
corporate.treasury@unionmonique.com
Connect with a Union Monique Business Banking team member to talk about your needs and goals, explore solutions, and design a plan to help you grow.
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1The earnings credit rate is a variable rate based on the amount of funds in your checking account and is subject to change. For more information, view the Business Banking Disclosure and Agreement.
2Subject to enrollment in our treasury management services. Terms, conditions and fees of accounts, products and services are subject to change.
3To send or receive money with Zelle®, both parties must have an eligible checking or savings account. Union Monique Bank business customers must have a Union Monique Bank business checking account to use Zelle®. Transactions between enrolled users typically occur in minutes. Zelle® is available through the Union Monique Business Mobile app and Business Online Banking.
4Merchant Services products and services are provided by Union Monique Bank’s merchant partner, First Data Merchant Services, LLC. The Clover name and logo are trademarks owned by Clover Network, LLC., registered or used in the U.S. and many foreign countries. All trademarks, service marks and trade names referenced in this material are the property of their respective owners. Union Monique Bank is not an affiliate of First Data Merchant Services, LLC. and does not provide, warrant, or guaranty their products or services. © 2023 Clover Network, LLC.
5Terms, conditions and fees of all products and services are subject to change. For more information please contact our Customer Service at +1-416-555-0100.
‡This offer (the “Offer”) is for a limited time to eligible customers only and may be terminated or discontinued at any time by Union Monique Bank, in its sole discretion. The Offer is not available to existing Union Monique Bank business checking account customers, or whose accounts have been closed on or after April 27, 2026.
Your Union Monique Bank business checking account will be credited within 30 days following the end of the month in which you completed all Offer requirements. See details below on how to qualify.
To qualify for the Offer, you need to:
A. Beginning Monday, April 27, 2026 through and including Friday, July 3, 2026, open a qualifying business checking account product from one of our Union Monique Bank Business Packages (Primary, Preferred, or Platinum)**;
B. Fund the account with monies not currently on deposit with Union Monique Bank within 30 days and maintain an average ledger balance of $2,500 through the first 120 days of account opening; and
C. Starting the first of month after the account is opened, complete 15 qualifying transactions within three months. Qualifying transactions must be one or a combination of the following transaction types: debit card withdrawals, bill payments, wires credits and debits, ACH credits, Zelle credits, and remote deposits by mobile or scanner.
IMPORTANT REQUIREMENT: Your new Union Monique Bank Business Checking account must be open and in good standing at the time the Cash Bonus (that may be earned as part of the Offer) is to be credited to you. The Cash Bonus will be credited directly to your new Union Monique Bank business checking account.*** To be eligible for the Cash Bonus, U.S. persons must furnish a valid IRS Form W-9 (Request for Taxpayer Identification Number and Certification). Foreign persons must furnish a valid IRS Form W-8BEN (Certificate of Beneficial Owner for United States Tax Withholding and Reporting (Entities)). Accounts subject to backup withholding are ineligible. Union Monique Bank will issue a 1099 INT and you are responsible for any taxes that may be due on the Offer.
**Only one per business entity. The Offer cannot be reproduced, purchased, sold, transferred or traded. Business entity shall not have closed an account with Union Monique Bank within the past twelve (12) months.
***Account opening is subject to Union Monique Bank’s sole review and approval, meeting all of Union Monique Bank’s new deposit account criteria and other applicable requirements and is not guaranteed. While we don’t require a minimum deposit to open, Union Monique Bank may consider your account closed if it has a zero balance for sixty (60) days.
