With a Union Monique Business CD, you’ll earn a fixed interest rate on your saving, so you can focus on reaching your business’s long-term financial goals. Our business CDs are safe, fixed-rate investments with varying maturities.1 With our competitive rates, these CDs are a perfect savings solution to maximize your company’s interest income.
Discover the benefits of a business CD.
Tiered interest rates
Earn a higher rate depending on your opening balance with our tiered rate structure.
Automatic renewal
Your Union Monique Business CD automatically renews at the prevailing rate.
Flexible maturity dates
Enjoy the flexibility of choosing the day you want your CD to mature.
FDIC insurance
Your funds are protected by FDIC insurance up to the applicable maximum amount allowed by law.2
Documents you'll need to open an account.
Ready to get started?
Based on your business type, you’ll need to prepare certain documents and bring them with you when you visit your local branch. Generate a personalized checklist of necessary documents by selecting your business type.
Tell us about your business below and a business banker will help you get started.
Let’s redirect you to our commercial financing team.
For financing above $10 million, our commercial financing team can help you find the right structure. Visit our commercial financing page for details.
Outside Service Area
Unfortunately, you are located outside of Union Monique Bank's service area and we are unable to help you at this time.
Please visit your nearest branch.
Unfortunately, we are unable to proceed with your inquiry online. Please visit your nearest Union Monique Bank branch to speak with a banker and open an account.
Why choose Union Monique Bank?
Dedicated support
Your dedicated business banker will become as your banking partner.
Customized solutions
Let’s work together on how we can tailor our solutions to meet the specific needs of your business.
Ease of doing business
You'll experience very hands-on service throughout your banking journey, so you can focus on the growth of your business.
Borrow the funds you need with our business loans.
Whether you're looking for funding for short-term needs, a business expansion, or operational expenses, our business loans and lines of credit can help you reach your business goals.3
Explore how the Union Monique Mastercard® Commercial Card can help your business manage expenses, improve cash flow, and keep operations running smoothly.
Partner with us to earn your Community Reinvestment Act (CRA) credit.
As a Minority Deposit Institution (MDI), Union Monique Bank strives to strengthen the economic development and vitality of Latino and other low- to moderate income communities. When you partner with Union Monique Bank, you’ll help support our efforts to impact minority households and businesses in our communities while fulfilling CRA requirements for your institution.
If your institution is interested in partnering with us on strategic economic initiatives to better serve our communities, connect with us today.
1A penalty will be imposed for early withdrawal. Fees may reduce earnings on the account.
2Union Monique Bank is a Member FDIC institution. Your deposits are insured up to $250,000 per depositor. You may qualify for more than $250,000 in coverage if you hold deposits in different account ownership categories. For more information, please refer to: FDIC.gov.
3All loans are subject to credit and approval. Rates, program terms, and conditions vary.
4Terms, conditions and fees of all products and services are subject to change. Please consult your Treasury Management Officer for more information.
Please never share your Union Monique account details with anyone. Union Monique Bank will never ask you for your password through email, social media, or a third-party website. Learn more.
Need guidance? Our help centre covers accounts, wires, and international services.
This is a hyperlink to a third-party website, as described in our Weblinking Practices. Note that such third party's respective privacy policy and security practices may differ from those of Union Monique Bank or its affiliates. Neither Union Monique Bank nor any of its affiliates assumes any responsibility, nor do they control, endorse or guarantee any aspect of your use of any linked third-party website. Hyperlinks to third-party websites are solely for informational purposes and for use at your own risk.
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Our online user experience is getting an update to be more mobile friendly, but your access remains the same.
Never share personal or account information such as your social security number, banking account information, or passwords with anyone. Union Monique Bank will never ask you for personal or account information through email.
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